PURCHASE MORTGAGE LOANS

Latest Purchase Mortgage Insights

Expert guidance on purchase loan programs, credit preparation, and homebuying strategies

I Waited 4 Months to Improve My Credit 38 Points - Saved $4,200 on My First Home Purchase

• November 14, 2024

I Waited 4 Months to Improve My Credit 38 Points - Saved $4,200 on My First Home Purchase

FHA 3.5% Down vs. Conventional 5% Down - I Ran the Numbers for My $310,000 Purchase

• November 12, 2024

FHA 3.5% Down vs. Conventional 5% Down - I Ran the Numbers for My $310,000 Purchase

I Got Denied for Conventional at 652 Credit - FHA Approved Me in 6 Days with Same Income

• November 10, 2024

I Got Denied for Conventional at 652 Credit - FHA Approved Me in 6 Days with Same Income

VA 0% Down vs. Conventional 5% Down - I Compared Both for My $340,000 Military Purchase

• November 8, 2024

VA 0% Down vs. Conventional 5% Down - I Compared Both for My $340,000 Military Purchase

I Used My Parents' Gift Funds for 100% of My Down Payment - Here's the Documentation Process

• November 6, 2024

I Used My Parents' Gift Funds for 100% of My Down Payment - Here's the Documentation Process

Conventional 3% Down with PMI vs. FHA 3.5% Down - I Chose Conventional and Saved $8,400

• November 4, 2024

Conventional 3% Down with PMI vs. FHA 3.5% Down - I Chose Conventional and Saved $8,400

My 43% DTI Got Approved for $385,000 Purchase - But 46% Was Denied, Here's Why

• November 2, 2024

My 43% DTI Got Approved for $385,000 Purchase - But 46% Was Denied, Here's Why

I Bought My Home at 672 Credit Then Refinanced 18 Months Later at 741 - Saved $287 Per Month

• October 31, 2024

I Bought My Home at 672 Credit Then Refinanced 18 Months Later at 741 - Saved $287 Per Month